Modular Home Financing in Michigan

Posted by Legendary Homes on March 23, 2015 in Modular Homes with Comments Off

With modular home financing, you will need to understand certain terms and techniques. Modular home companies in Michigan offer construction loans that focus in prefab housing.

Modular Home Financing and Floor Plans Jackson MI

To further understand modular home financing, it is effective to understand the difference between construction loan and a traditional home loan.

Modular Home Financing: Construction Loan and Traditional Home Loan

The major difference between a regular construction loan and a modular construction loans is the disbursement or schedule. These are pre-arranged scheduled payments paid to your contractor and/or dealer as specific portions of work are completed.

In modular home construction, you will have two draws that will be significantly different than with stick built construction. These will be your deposit for the modules, and the payment upon delivery of the home. The cash- on- deposit payment required by the modular manufacturers during delivery once caused a snag with the lenders.

Lenders didn’t want to pay until the prefab home was on the foundation and inspected, but the manufacturer wanted to be paid before the house was set on the foundation. This has been worked out with most lenders and they have measures in place to make this work for both sides. Still, it is a good idea to make sure your lender is familiar with modular home construction loans to avoid any issues around this payment.

In case you still have questions about modular homes, you may contact Legendary Homes Inc in Jackson, Michigan. A representative will be happy to assist you. Meanwhile, you can check our modular home price sheets by signing up to our blog.

Topic: Modular Home Financing

Design Options for Insulated Precast Foundation

Posted by Legendary Homes on March 22, 2015 in Insulated Pre-Cast Foundations, Modular Home Builder, Modular Homes with Comments Off

Design options for an precast foundation can be chosen when specifying an insulated precast concrete wall panel. These options are non-composite panel design, composite panel design and partially composite panel design.

Types of Panels for Precast Foundation

Non-composite Panels

When designing a non-composite panel, the two concrete panels work independently of one another to resist any applied loads. Each concrete panels will take a portion of the load based on the proportionality of each wythe’s section modulus compared to the other wythe. There is typically a structural or load-bearing precast concrete and a non-structural or non load-bearing precast concrete. Any dead loading (gravity loading), such as self-weight or window or louver loading is transferred through the wythe connector to the structural wythe. The non load-bearing wythe is essentially “hanging” from the load-bearing wythe.

Composite Panels

In a compositely designed panel, the two precast concretes work together to resist applied loads. A composite panel of the same thickness will be significantly stronger in flexural strength than a non-composite panel of the same thickness. The panel connector must be designed to have sufficient shear strength to transfer the horizontal shear between the two concrete panels. Composite insulated precast foundation wall panels can typically provide a thinner panel section than a non-composite insulated wall panel. However, the savings in concrete material may be at least partially offset by the additional wythe connector costs associated with making a fully composite panel.

Partially Composite Panels

Some wythe connector manufacturers will offer a product that is not 100% composite and also a connector that is not completely non-composite; these are partially composite wythe connectors. This is essentially a hybrid between the two extreme design philosophies (composite and non-composite). The wythe connector manufacturers should be consulted for assistance as to which design philosophy applies to their products.

In case you still have questions about modular homes, you may contact Legendary Homes Inc in Jackson, Michigan. A representative will be happy to assist you. Meanwhile, you can check our modular home price sheets by signing up to our blog.

Topic: Insulated Precast Foundation

Benefits of Insulated Precast Foundation to Modular Construction in Adrian, MI

Posted by Legendary Homes on March 19, 2015 in Adrian, Insulated Pre-Cast Foundations, Modular Homes with No Comments Yet

There are different benefits a insulated precast foundation can offer to modular construction. These advantages help the home owner from the commencement of the construction to the post construction times.

Affordability of Insulated Precast Foundation

We build all our modular homes with insulated precast foundation in a controlled factory environment. This results in a much shorter construction time, more efficient use of resources and less wastage, so we can bring you superior quality housing at a much lower cost.

Quality Assurance of Insulated Precast Foundation

Our controlled production environment allows us to build with precision and accuracy, guaranteeing you a stronger, better-built insulated precast foundation. Throughout construction the building materials for your modular home will be shielded from the weather to prevent warping.

Cost Savings

A modular home is an affordable alternative to traditional housing, without the risk of unexpected extra costs or construction delays. Because we build your home in our controlled factory environment, we are able to accurately predict our costs and take advantage of economies of scale; savings which we pass directly onto purchasers. Your site costs and the cost of insulated precast foundation also will be lower as your modular home requires minimal footings and site preparation compared to a conventional home.

Complies with Standards

All Legendary Homes Inc. modular homes are American Building Code compliant. In fact the insulated precast foundation, frame, windows and doors of our modular homes far exceed the minimum requirements under these standards.

Energy Efficiency of Insulated Precast Foundation

We build our modular homes to the highest environmental standards, to minimize your energy consumption and reduce your power costs.

In case you still have questions about modular homes, you may contact Legendary Homes Inc in Jackson, Michigan. A representative will be happy to assist you. Meanwhile, you can check our modular home price sheets by signing up to our blog.

Topic: Insulated Precast Foundation

Insulated Precast Foundation Lowers Monthly Heating and Cooling Bills

Posted by Legendary Homes on March 18, 2015 in Insulated Pre-Cast Foundations, Modular Homes with No Comments Yet

Whatever the size of your new modular home, you can build in features which will make your property energy efficient, and incorporate features which will cut your heating and cooling bill drastically, or wipe it out altogether. The answer to this is the utilization of precast foundation?

What is an insulated precast foundation? What are its benefits? How does precast foundation reduces heating and cooling bills?

Insulated Precast Foundation

No one method of energy efficiency in a modular home can reduce your heating bill to zero, but good quality insulation can go a long way to reducing costs. Most manufacturers who draw up modular home floor plans incorporate high standards of insulation on the walls, ceilings and have the best standard of windows and doors on the market. Good insulation can keep your house warm in winter, and cool in summer.

Properly insulating your modular home doesn’t just mean the right amount of insulating material; it also means energy-efficient panels. The cost of insulated panels for a modular home is higher than the materials for a comparable framed building in the United States; however, this may not be true elsewhere.

Well-built modular home using insulated panels will have a tighter building envelope and the walls will have higher insulating properties, which leads to fewer drafts and a decrease in heating and cooling costs per month. Also, due to the standardized and all-in-one nature of insulated panels, construction time can be less than for a modular home, as well as requiring fewer work men. As a result, the total life-cycle cost of an insulated precast modular home will, in general, be lower than for a conventional house.

In case you still have questions about modular homes, you may contact Legendary Homes Inc in Jackson, Michigan. A representative will be happy to assist you. Meanwhile, you can check our modular home price sheets by signing up to our blog.

Topic: Insulated Precast Foundation

Effects of Insulated Precast Foundation to Modular Homes

Posted by Legendary Homes on March 17, 2015 in Insulated Pre-Cast Foundations, Modular Homes with No Comments Yet

Below is an overview of how insulated precast foundation affects modular homes construction.

Construction of Modular Homes

A modular home uses conventional stick framing and must satisfy the same building codes as a site-built home, and holds its value about as well. Modules are built in a factory and finished on the inside. They’re trucked to the site and set in place with a crane. The local builder knits them together and adds finishing touches, like decks.
Modular homes come in all quality levels and price points, and some manufacturers combine custom-built modules in different ways to create complex designs.

In principle, the factory environment, where sections for modular homes are produced, offers better control over everything from the framing to the insulation, but in reality the product varies. The quality offered by some modular builders can equal site-built homes and some firms have designed “green” modular homes.

Insulated Precast Foundation

An insulated precast foundation panel is a sandwich of rigid foam insulation between oriented strand board that results in a structural panel. Precast foundation panels come with pre-cut window and door openings as well as conduit for electrical wiring. They’re used for walls and ceilings, and can be combined to create nearly any home design. Specially trained crews assemble them on the jobsite. They’re often used to cover a traditional timber frame, or post-and-beam structure, but they can also be self-supporting.

A modular home with insulated precast panels tends to be well insulated and draft free, so it needs less energy to heat and cool than a typical stick frame. As such, you may need a smaller heating and cooling system.
While the materials for the building shell will cost more than a wood frame, builders who offer this system claim that overall cost roughly equals stick framing, and may even be lower. That’s because it takes less labor to assemble the panels, and the insulation is already in place.

In case you still have questions about modular homes, you may contact Legendary Homes Inc in Jackson, Michigan. A representative will be happy to assist you. Meanwhile, you can check our modular home price sheets by signing up to our blog.

Topic: Modular Homes

Frequently Asked Questions about Precast Concrete

Posted by Legendary Homes on March 15, 2015 in Insulated Pre-Cast Foundations, Modular Homes with No Comments Yet

The demand to use precast concrete in modular industry has made impact to both the homeowner and builder. The benefits and/or of utilizing precast system lead to a number of questions from curious and interested persons.

Why use precast concrete?

Precast concrete is the ideal solution for your modular home project. It provides durability, flexibility, and versatility both in the design and construction stages of the project. Modular homes have great fire ratings and often eliminate the costly process of fireproofing.

Why build a precast concrete modular home?

Concrete homes are extremely sound and durable. A total precast home is extremely mold and mildew resistant compared to a traditional wood or brick home. Total precast modular homes have no beams and columns in the basement which provides long clear spans for a very flexible design. Precast concrete modular homes have a very high fire rating and provide a great storm shelter because of their strength. Precast floors are great when combined with radiant heat.

What is the difference between precast concrete construction vs. traditional construction?

Concrete construction is durable and long lasting, and retains its value throughout time. Precast concrete construction lessens the construction process which saves money on financing costs.

How flexible is precast concrete design?

Whether you use our wall panel system, or our hollow core floor system, or if you build a total precast home, the design possibilities of concrete construction are endless.

Does precast concrete contribute to Green practices?

Yes. Because precast concrete is factory-made, there is little waste created in the factory and it reduces construction waste and debris on site, reducing construction concerns.

How much does a precast concrete cost?

The cost of precast concrete varies depending upon the type of stone or brick wall used. Some contractors or manufacturers will base the price per square meter. This is why it is recommended to discuss the cost prior to signing the contract for your modular home project.

In case you still have questions about modular homes, you may contact Legendary Homes Inc in Jackson, Michigan. A representative will be happy to assist you. Meanwhile, you can check our modular home price sheets by signing up to our blog.

Topic: Modular Home, Precast Concrete

Characteristics of Precast Concrete

Posted by Legendary Homes on March 14, 2015 in Insulated Pre-Cast Foundations, Modular Homes with No Comments Yet

Precast concrete foundation walls have some attributes that make this technique appealing to modular home owners and builders.

Precast Concrete Foundation is Crack Free and Waterproof

This precast concrete system results in crack-free and waterproof walls. The panels are made with 5000-psi concrete with low permeability. Since the concrete is cast in a factory setting, all shrinkage has taken place prior to erection of the walls so panels virtually never crack in service. A broom finish is standard for the exterior of the panels, although other finishes are available, including simulated brick or flagstone textures.

Precast Concrete Foundation is Above Grade

Precasters also provide panels for above-grade walls. The Thermomass system is a sandwich panel that has interior and exterior concrete wythes with a rigid insulation interior, all attached with fiber-composite connectors.

Manufacturers of precast concrete produces what they call double-wall panels intended to be used for an entire modular home like the walls, floors, and even roof deck. Interior and exterior concrete wythes are cast, held together by wire trusses. Rough electrical and plumbing are installed in the cavity and the void is filled with foam insulation. Precast concrete foundation panels are connected with an infill of high-strength grout. They claim that a medium-sized modular home can be erected in about five days, although that is preceded by several weeks of planning.

Precast Concrete Foundation Has High Insulation Rate

The most popular precast foundation walls come as nearly finished panels, incorporating insulation and interior studs ready to accept drywall. On site, precast panels go up much more quickly than cast walls, including those constructed with insulating concrete forms (ICF). And since there’s no concrete placed on site, construction can proceed in virtually any weather without concern about freezing or wet conditions.

In case you still have questions about modular homes, you may contact Legendary Homes Inc in Jackson, Michigan. A representative will be happy to assist you. Meanwhile, you can check our modular home price sheets by signing up to our blog.

Topic: Modular Home, Precast Concrete

Methods on How to Place Precast Concrete in a Modular Home

Posted by Legendary Homes on March 13, 2015 in Insulated Pre-Cast Foundations, Modular Homes with No Comments Yet

When modular home builders use precast concrete, we can’t help but wonder how they place each of them. We wanted to know what methods are used to assemble precast concrete walls and foundation when building a modular home. We look for the techniques on how the builder and his team work.

To give you an insight, here are a few methods of placing precast concrete system during modular home construction;

Check Precast Concrete and other Materials

Ensure Safety of the Modular Home Construction Team

Assemble Precast Components Properly

Test the Stability of the Precast Concrete Walls

In case you still have questions about modular homes and precast concrete, you may contact Legendary Homes Inc in Jackson, Michigan. A representative will be happy to assist you. Meanwhile, you can check our modular home price sheets by signing up to our blog.

Topic: Modular Home

Importance of Precast Concrete to Modular Home Construction

Posted by Legendary Homes on March 12, 2015 in Insulated Pre-Cast Foundations, Modular Homes with No Comments Yet

Precast concrete is a material highly recommended by modular home builders. It is efficient, practical concrete used in the construction of beautiful modular homes in Michigan. It has an importance that rivals even the most utilitarian industrial building.

To get to know the importance of precast concrete, here are its advantages;

Design Efficiency of Precast Concrete

Precast concrete provides an efficient delivery model for your project; allowing building construction to proceed while the design is developed.

Precast Concrete is Eco- Friendly

An inherent characteristic of precast concrete is its natural resistance to mold, greatly reducing health concerns from VOCs and off gassing. With these environmentally friendly advantages, it satisfies a growing demand for sustainable design and construction. Additionally, precast concrete structures are completely recyclable, making their impact on the environment minimal.

Precast Concrete is Energy Efficient

The thermal mass inherent to precast lends itself to energy efficiency and reduces the heating and cooling peaks and loads; often necessitating less costly mechanical systems. The national Energy Policy Act of 1992 mandates improved energy performance in commercial buildings, and recognizes the effect thermal mass contributes to reducing heating and cooling loads.

Element Resistant

Modular homes built with precast concrete provide superior resistance to fires, natural disasters, insects, and mold. Like no other building material, its resistance to wind damage, fire, earthquakes, termites, decay, mold and mildew provides lower maintenance and insurance costs.

In case you still have questions about modular homes, you may contact Legendary Homes Inc in Jackson, Michigan. A representative will be happy to assist you. Meanwhile, you can check our modular home price sheets by signing up to our blog.

Topic: Modular Home, Precast Concrete

Cost of Precast Concrete in Jackson, Michigan

Posted by Legendary Homes on March 11, 2015 in Jackson, Modular Homes with No Comments Yet

Precast concrete has a competitive cost, particularly when costs are examined as an assembly that includes footings and sub-slab drainage. Its initial and total cost is dependent with your manufacturer and the size of your modular home.

Initial Cost of Precast Concrete

Priced in the $55 – $65 range per linear foot of wall, precast systems are competitive with other foundation walls, particularly when costs are examined as an assembly that includes footings and sub-slab drainage. Precast concrete walls can be installed quickly in any weather. Because the concrete is cured in the factory, precast foundations can be backfilled as soon as the slab is placed and first floor bracing is in place, enhancing jobsite safety and site accessibility.

Total Cost of Precast Concrete

Precast foundation walls are relatively maintenance free. Regular maintenance of eave gutters and grade and plantings around foundation to assure that water is not ponding adjacent to the wall is required of any foundation system.

Savings from Precast Concrete

Precast is the material of choice for modular homes in Michigan. This is because it provides big savings during construction, especially during transportation. Traditionally, to cast in place concrete might require a crew of 25 carpenters or 20 laborers and a few months of false work. Then add a fleet of concrete trucks, pumps, cement masons, and traffic control details to get the construction completed.

Contrast this high cost scenario, having all concrete components cast off site in factory is beneficial. Instead of having longer construction time, trailers of precast and a small crew with heavy lift cranes accomplishes the work in a fraction of the time, generating huge dollar savings.

In case you still have questions about modular homes, you may contact Legendary Homes Inc in Jackson, Michigan. A representative will be happy to assist you. Meanwhile, you can check our modular home price sheets by signing up to our blog.

Topic: Modular Home, Precast Concrete

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Legendary Homes Inc
10197 S Meridian Rd US 127
Clarklake, Mi 49234
(517)206-2435
http://LegendaryHomesInc.com
Todd_Rutledge@LegendaryHomesInc.com

Located in Jackson County Michigan