How To Buy A Two Story Manufactured Home in Jackson, Michigan

A manufactured home can deliberately acquired by anyone who wants to have a cheaper cost of living. It is one of the factor built homes that requires lesser sweat and effort from both the buyer and the construction team. And in the United States, it is considered by the government to be the answer against robust hurricanes, tornadoes, and earthquakes.

Two Story Manufactured HomeBuying for a two story manufactured home in Jackson, Michigan may seem difficult especially for first time buyers. So here are some tips on how procure your own double story abode.

Find a Manufactured Home Dealer

It is wise to look for an excellent home dealer who provides excellent information about manufactured homes. You must seek for a dealer who possesses the qualities of a professional in prefab housing and is registered under the Department of Housing and Urban Development or HUD. Registered dealers are the only persons given authority by the buyers in the purchase of manufactured homes.

In Jackson, Michigan, there are numerous of home dealers. You need to narrow your list using certain criterias to ensure that you hire a trustworthy one. To start your search, you can check the directory websites or the HUD website.

Inspect The Two Story Manufactured Home

Manufactured homes that are forelosed or for sale are open for home buyers. You just have to ask your home dealer to tour you to the house. Home dealers have access to the houses so even they are listed online by the broker, you don’t need to inquire from them.

When inpecting the house be vigilant on its details. Take note of the main areas and smaller rooms. Also be alert to some minor glitches you find in the house. You may need to add money for repairs if necessary.

Check Your Budget and Make an Offer

When you have decided on what style of manufactured home you desire, you have to check your budget first before making an offer. Manufactured homes are cheaper but there are some that may cost higher because of its features. So if your budget fits the house, make an offer to the seller or his representative.  Make sure that your offer is reasonable enough for the quality of the home. Never make an offer higher than its quality.

After 30 to 4 days, your contract or offer can be closed. It is then the start of having your permits done. Prior to closing an offer, ensure that you check also the financing institutions that might hel you in the buying process.

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 Topic: Manufactured Home

Is there a Two Story Manufactured Home?

Manufactured home was known as mobile homes several ages ago. Its evolution had gone so many changes on its features. Today it can be overwhelming to determine it because it blend well with the stick built homes and modular homes.

Manufactured Home in Jackson, MichiganManufactured homes are built following the HUD Code federal law. The rules and regulation on how to build and what materials to use are stated in the code. Manufacturers must submit their plans for inspection before instigating the building process. The firm and specific policy of HUD have been centered on the affordability, durability, and quality of manufactured homes in each state in the United States.

Affordability of Manufactured Home

The construction process of a manufactured home has proved that it is a quick and affordable way to own a home. Generally it can be built and delivered to its buyer in three to five weeks, lowering the labor costs. Manufacturers are also making sure that they utilize inexensive yet high quality materials.

Costly construction delays are barred from happening during the building process. Theft vandalism, and hefty absence of workers and subcontractors are not possible because manufactured homes are realized in a controlled and heavily monitored factory. Weather is not also a hindrance

Durability.of Manufactured Home

Manufactured home manufacturers are seamlesly working hard to provide their utmost services to their clients wanting this type of house. They used both the old and the new strategies to build a durable dwelling especially to those in storm prone areas.

Manufactured homes are most recommended by the government where tornado or hurricane lashes out frequently. It has been cited that they withstand the destruction these extreme weather conditions. The aftermath of these severe weather has shown lesser damage to the property.

Because of the evolution of manufactured homes, two story floor plans are realized. They are uniquely done and erected. Manufacturers of this style make use of state of the art tools and advanced methods to construct a two story manufactured home. However, this type is still not available in some regions in the United States. To know whether manufacturers in your area can have build this, you must check with the HUD.

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Topic: Manufactured Home

Choosing The Two Story Modular Home Floor Plan for your Family

When space forbids you to build a wider home, choose the two story modular home floor plan. But why you should opt for it?  What are some of its examples?

Two Story Modular Home Floor Plan

Two Story Modular Home: The Bristow

Many have come across the dilemma of not having a wider land area for their houses. This is usually deter a home buyer not to expand his existing home so it can accommodate his growing family. It also lead to selling the home at a bargain price. So to cut this issue, two story modular homes are realized.

Two story modular home floor plan is suitable for those who have issues with small spaces. It is also an alternative way to house additional members of the family. Two story modular homes are the answer to other home owners who wish to modify their single story home, as well.

To give you heads up on what are the available two story modular home floor plan that suits the geograhy of Jackson, Michigan, here are a few examples from our database.

Examples of Two Story Modular Home Floor Plan

The Bristow

The smaller among the two story modular home floor plan offered by Legendary Homes and its partners, The Bristow live up to provide warmth and safety. It has three bedrooms and two bathrooms to be utilized by its owners. Though short for a 2, 000 square foot, this floor plan can be customized. Owners can have a garage attached to the other side of the floor plan or they can also extend the dimension of the rooms to fit their needs.

The Fitzgerald

Home builders in Jackson, Michigan agree that The Fitzgerald floor plan is one of the most liked layout. It is dimesion fits those who are in the city. Its exterior features are attractive and can be added with a front porch. As a 3, 789 square foot house, it has three bedrooms and two bathrooms.

The Ashville

If homeowners have a wider land, they can choose The Ashville. One typical feature of this two story modular home floor plan is the addition of a garage or a new room on either side of the floor plan. A front porch or a deck can also be attached to give character to its exterior layout. Some often think that this floor plan is a modification of The Fitzgerald or any other modular home floor plans.

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Topic: Two Story Modular Home Floor Plan

Modular Home Floor Plan: Benefits of One Story and Two Story Home Plan

Are you looking for modular home floor plan which speak just what you think of of a dream house? Get into you seek a plan that answers all your needs? You’ve been eager to find a modular home floor plan that could provide high quality living with less expenses? If you have answered yes to all these questions, then you have been to the right place.

modular home floor plan

48′ by 26′ Modular Home Floor Plan

Floor plan is a drawing of a house and its partitions as seen above. It is graphic representation of the areas of the house such as the bedrooms, kitchen, dining room. Most of these plans depend on the dimension and the style of a house. Changing its layout is usually allowed by most builders.

There are many home builders who offer many modular home floor plans, which delivers exciting benefits to potential home buyers. Most of them provide enough space for a growing family. It also gives sound comfort and above all, eats lesser energy cost.

One Story Modular Home Floor Plan

The most common modular home floor plan that home buyers look for is the one story modular home, which could represent the rancher. The floor layout of a rancher is simple and easy to realize. The layout follows an asymmetrical rectangle with short roof. It is suitable in warm regions of the United States because its tiny roof can’t hold heavy accumulation of snow. But if those in the north or in colder areas are to have the rancher, they must add a steeper.

The rancher typically has three bedrooms and two bathrooms. The kitchen and dining rooms are made available for their rightful place at the side of the house. The kitchen is actually the universal subject for customization. Some of the rough floor plans of one story prefab house can add other options such as the foyer, deck, porch and garage.

Two Story Modular Home Floor Plan

Another conventional floor plan is the two story. It a unique style that could be mistaken for a traditional home. This kind of dwelling is suitable for a growing family that has a limited land area.

A modular home plan with two stories has two distinct plans. Usually the ground floor and the upper floor are common to each other. The ground floor usually has the communal areas such as the kitchen, dining room and family room. On the other hand, the second level floor plan could add a playroom or a study room along with the common bedrooms and the master’s bedroom.

These two categories of modular plans are among the many layout found in the database or portfolio of every general contractor and manufacturer. So it is your job as the home buyer to look for the right modular home manufacturer.

You can check other modular home plans in our database. You can also get the modular price sheets by signing up to our blog.

Topic: Modular Home Floor Plan

Why Living in a Modular Home is Better Nowadays?

As with traditional buildings, modular home easily incorporates sustainability. Specify the use of recycled materials, LED lighting, high-efficiency mechanical systems, sustainably harvested wood, and low-flow fixtures just as you normally would.

“We’re seeing a shift toward high-performance, sustainable design,” says Maggie Hartley, director of marketing for American Modular Systems. “Energy efficiency over the lifespan of the building is a definite priority. There’s a reliance on mechanical systems, tight envelopes, ventilation, and smart lighting to achieve energy savings.”

Modular Home in Michigan

Modular Home in Michigan

Other Benefits of Living in a Modular Home

While the process itself affords more opportunities for sustainability, other benefits of modular homes include:

Improved IAQ

Moisture reduction, use of dry materials, and time for off-gassing result in fewer VOCs.

Compatible with LEED

Modular buildings can compete in the same categories as traditionally built ones. They can even yield an advantage in credits for Sustainable Sites, Materials and Resources, and Energy and Atmosphere.

Reusable

Whether you need a new layout or your building has been damaged, modular buildings can be disassembled so individual modules can be replaced or refurbished.

Tighter Envelope

Typically results in a tighter envelope, which improves energyefficiency. This is due to the durability required for transportation and the lack of weather complications such as moisture and water intrusion.

Renewable Energy

Modular construction can accommodate alternative energy sources, from solar panels to a geoexchange system. Buildings can also be designed so renewable energy can be added down the road.

If you find this post helpful for your future home, you can now subscribe to our blog, where information pertaining to everything modular is given to you for free, and you can also get the free modular home price sheets.

Topic: Modular Home

What to Expect from a for Sale Modular Home in Jackson, Michigan?

Looking for a for sale modular home in Jackson county in Michigan? Whether your answer is a yes or a no, you need to read the following pharagraphs about Michigan modular homes.

Modular Home For Sale in Jackson, Michigan

Modular Home Built in Michigan

A modular home is a product of assembled sections or modules that are built in an indoor and controlled setting. Usually each module is done and processed through a stringent inspection of the general contractor and the third party representatives. Once the modules are finished, they are delivered on- site via a truck and assembled over a poured basement or foundation to complete the structure of a modular home.

So as a home buyer who plans to buy or build a modular abode in any cities in Jackson, Michigan, you also have some expectations. These expectations will deliberately be focused on the financial, environment and the structural benefits of a modular home for sure. To make ammends with your wishes on your dream home, Michigan home builders are providing you the following benefits of modular homes.

Financial Expectations to a Modular Home

Modular homes in Michigan is more affordable and you can have more savings after the construction is completed. Their shorter build time will save you money on the overall construction. Home inspections are not needed as these are all done in factory. They are much more energy efficient, therefore your monthly expenses will be substantially less.

Environmental Potentials to a Modular Home

Modular homes are environmentally friendly due to their efficiency. Manufacturers in Michigan are incorporating green building solutions to improve the energy efficiency while lowering the home’s impact to the environment.

Home buyers should expect that each modular home built in Michigan are built with enhanced insulation rate that promotes environmental safety. The home is then equipped with qualities to prevent high risk indoor air quality. Moisture associated with harmful volatile organic compounds that may cause harm to the health is also prevented with a highly insulated modular home in Jackson, Michigan.

Structural Benefits of a Modular Home

As with the structural benefits of modular homes, manufacturers ensure that they are building a sturdy and durable house. They utilize high quality and increased insulated materials to make sure that the structure withstand the threat of extreme weathers and strong earthquake. 

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Topic: Modular Home

The Hard Tales of Financing A Modular Home

For the most part, modular home is considered the same as traditional stick-built homes. They are both permanent structures and will appreciate in value over time. There are some small differences in financing a modular home.

Types of Financing Loans for Modular Home

Modular Home Manufacturer

Two Story Modular Home in Michigan

To build a modular home you need to pay the dealer for the modules and the general contractor for his services. If you do not own a building lot, you need to purchase it as well. There are three typical sources of these funds. The first is private funds, such as personal savings, an equity loan on another property, the sale of personal assets, or a family loan. The second is a lending institution, usually a bank, credit union, or mortgage company. The third source is the modular dealer or GC.

Difference In Financing a Modular Home

There is one very significant difference between paying for an existing modular home and paying for a new home. When you buy an existing home you pay the seller in full before you take possession of the home. If you use a loan to pay for the home, you secure the funds with a mortgage. When you build a home, you make periodic payments as work is completed. This process protects you and your lender should something prevent the builder, in this case the dealer and the GC, from completing the home. You cannot wait until the home is completely finished to pay the dealer and GC in full because they need funds to pay for materials and labor as the project progresses. Receiving compensation as the job progresses also protects the dealer and GC should something prevent you from paying for the finished home.

Getting Started With Financing Modular Home

If possible, you should first approach a mortgage company that has experience with modular homes. Otherwise, you may encounter some headaches as the inexperienced mortgage company tries to catch up with and learn about modular homes. They may try to fit your modular home project into one of their predesigned loan packages instead of having a proper matching loan package to start with.

As with buying traditional stick-built buildings, modular homes can have a fixed interest rate or an adjustable interest rate for the life of the loan. It is also possible to finance a high percentage of the value (up to 95%) although it is not recommended. Once you are approved for a loan, you can have a timeframe of up to one year for construction to be completed. This is plenty of time since most modular construction only requires one to three months. Make sure you find an expert to help you with this process.

If you find this post helpful for your future home, you can now subscribe to our blog, where information pertaining to everything modular is given to you for free, and you can also get the free modular home price sheets.

Topic: Modular Home

Modular Home Financing: What does Premier Home Mortgage Offer?

Looking for a modular home financing lender in Jackson, Michigan? Why not choose Premiere Home Mortgage?

In your search for a mortgage lender for your modular, you may find a hundred of them online and offline. You will notice that each offer different loan options. Some even provide services that are new to you. But what if you can narrow down you search and try one of the best modular mortgage lender in Michigan?

Modular Home Financing in Michigan

Modular Home in Jackson, Michigan

Modular home financing can be overwhelming. That is why Premier Home Mortgage is here to help you. The company is one of the best mortgage lender in Jackson, Michigan and is considered to offer a number of excellent services to its clients.

Premiere Home Mortgage offers Modular Home Financing

Some home buyers find it hard to search for a lender that offers loans for modular homes. But because Premiere Home Mortgage is in Michigan, home buyers can now apply for a modular home financing loan. The company offers a variety of options for home buyers who wish to own a modular home or a manufactured home.

Premiere Home offers loans whenever the home owner needs to refurbish or renovate his modular home. They offer reasonable loans for major renovations of existing modular homes in Michigan. With its good natured staff, you can get the necessary information such as the monthly quote and apply for a loan instantly.

Modular Home Financing With Lower Down Payment

Premier Home Mortgage offers downpayment for as low as 3.5 percent. This rate is great to assist you  in your monthly payments. It will not harm your budget rather it will make your pocket swell with good investment.

Moreover, Premier Home is giving its applicants or clients the option to offer gifts or land equity as their down payment. This sounds very convenient and efficient, isn’t it?

As one of the leading modular home financing institution in Jackson, Michigan, Premiere Home value their clients that they assure them not to pay during the construction process. This offer is unlike other modular home lenders who require payments during the building process.

Premiere Home Mortgage Requires Lower FICO Score

Typically a FICO score is between 300 to 850 and higher than these scores indicates lower credit risks. Fortunately, Premiere Home is requiring its clients to just have 620 FICO score. This means that your credit score is within the average range and for that you will be granted a loan of your choice.

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Topic: Modular Home Financing

Green Modular Homes: Why Lower Construction Wastes Matter

For several reasons there are, lower construction waste of green modular homes matters especially to the environment and to the economy. They are built to value how much waste are thrown away every day. This is solely to done to assure that every cent spent is put into use. This practice is also an important reason why many home buyers are shifting to green modular homes.

Today many manufacturers of modular homes are incorporating green building system to ensure that they have lower amounts of wastes by the end of the day and have produced modular homes that ensure the maintenance of nature. This solution is found to be helpful as well for the manufacturers in terms of saving money during the construction process.

Green Modular Homes in Michigan

Modular Home in Michigan

Environmental Impact of Green Modular Homes

Green modular homes are realized to put a number of positive things to the environment. One of the duties of a building a green modular home is leaving a small amount of construction wastes.Typically lesser waste means more production and savings.

Manufacturers of green modular homes were able to produce more efficient houses by utilizing or reusing construction materials. They are not throwing away materials that most consider to be waste. They are also using natural materials and products  that takes into consideration how it environment would be affected for its utilization. To execute these solutions, manufacturers and home builders follow the rules and regulation urged by the National Green Building Standards.

With the application of green building solution into the construction process, home builders are able to provide inexpensive alternatives to create a more environmentally friendly and energy efficient modular home.

Economic Benefits of Green Modular Homes

According to Sheri Koones, author of Prefabulous + Sustainable: Building and Customizing and Affordable, Energy-Efficient Home, construction of the average 2000 square-foot house generates 4 tons of waste. She sights that with these wastes you are almost throwing your money. To ensure that this event is prevented manufacturers guarantee that strict control of the building process is implemented. Each phase of the process is done with higher turnaround than higher wastes.

Manufacturers do not wish to put their selves and their customers into spending huge amounts of money so they grasp the green building system. One of its benefits is requiring few working hours and workers, which allows faster completion of modules. This practice leads to lower labor cost and construction cost. If green modular homes are built longer, workers are paid higher and construction process would be open for costly threat.

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Topic: Green Modular Homes

 

Five Benefits of Having a Green Modular Home

A modular home have lots of advantages to give. It’s quality and high performance quarantee a durable and sturdy house. Manufacturers see to it that modular homes are affordable and budget- friendly. Construction wastes that may accelerate the existing environmental problems, are lowered through a stringent control process administered by manufacturers. And the most sought after benefit of building a modular home is having it customized according to your preferences.

Modular Home

Modular Home in Michigan

Today increased utilization of green building system is being practiced by most manufacturers of modular homes. It is a practice that ensures enhanced energy efficiency and sustainability of a modular structure. Green building is also deemed as a tool that gives more assurance to home buyers that green modular homes meet or exceed quality. So to put into description, green modular homes are houses built in compliance to the Green Building Standards. These type of homes are equipped with benefits that pertains to lower environmental impact of a house. They are those homes that surfaces five more advantages to buy and own a modular home.

Green Modular Home Improves Indoor Air Quality

Green building technique reduces or prevent moisture from appearing inside the modular home especially the basement, floor, and walls. If moisture is not prevented, moldings or accumulation of bacteria and fungi takes place inside the home leading to destruction of the house. Also, green building dry materials during construction to forbid moisture inside the modular home. Moreover, a green modular home regulates the use of chemicals and other substances that may harm not only the home but also its occupants. Compounds known as volatile organic compounds or VOCs have higher vapor pressure with lesser water solubility. Higher amounts of VOCs may harm the health of the persons inside the modular home. With green modular homes, these harmful compounds are reduced and kept in minimum.

Green Modular Homes are Compatible with LEED

Manufacturers advocating the green building system conform with the Leadership in Energy and Environment Design or LEED. They ensure that the modular homes they build competes with the quality of the traditional houses. Green modular homes have sustainable site and use superior performance materials and products. LEED also give a green modular home the advantage to have a better energy efficiency.

Green Modular Home Is Reusable

Modules of green modular homes can be utlized again. This was possible because manufacturers are using high quality materials that do not plummet over time. So when you need to alter or change some of your interior features or if you wish to build a new and bigger modular home you may use your old home’s modules. You can also detach individual modules from your home to replace or modify it.

Green Modular Homes Have Tighter Envelope

Home builders who built green modular homes have high energy efficiency following a tighter envelope. Leaks are not possible when modules are securely and tightly attached to each other. Air, moisture and water that may harm the structure of the house are forbidden inside leaving higher energy efficiency indoors.

Green Modular Homes Have Renewable Energy

One of the interesting benefits of green modular homes is having alternative energy sources like solar panels and geoexchange system. Advocates of green living can enjoy the solar panels as they are typically attached on the roof. Manufacturers have designs that accomodates solar panels like a roof and not just the usual panels attached to the roof. Green modular homes are also planned and designed effectively to procure renewable energy. With these benefits, home owners will be able to save more from utility bills.

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Topic: Modular Home

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