Modular Home Mortgage: One Time Close vs. Two Time Close

Most first time home buyers find modular home mortgage confusing. It is considered as one of the difficult topic to understand when you are planning to finance the construction of a home with a loan. And as such some home buyers think that it is daunting to successfully have this type of mortgage.

To depreciate the dilemma of modular home mortgage, it is customary to decipher the basics of a modular home mortgage.

Basics of Modular Home Mortgage

There are two stages of modular home financing. The first stage is the construction to permanent loan or the construction perm. It is where the bank or lending institution, who approved the loan, will pay the builder and the manufacturer. Payment is made every after each stage of the construction is done properly. Once the modular home is complete the loan will be converted into mortgage, which is usually a 15 to 30 year fixed rate loan.

Now it is time to know and understand the two types of modular home construction loan.

One Time Close Loan

One Time Close Loan is the most convenient way to finance the building of a new modular home. In this type of construction loan, the loan does automatically change into the permanent loan at the end of the construction. It only has one set of closing costs and fees which will give you bigger savings. A home buyer is only required to be appraised once and his credit will be pulled once at the start of the loan process.

One Time Closing Loan is discussed and settled before the commencement of the construction, which allow the home owner and the lender to lock in the restrictions and regulations of the mortgage. This type of construction loan protects the home owner when changes in interest rates and loan terms occur.

Two Time Close Loan

The Two Time Close Loan differs from One Time Close Loan largely because it does not automatically convert the construction loan to permanent loan when the modular home is completely done. A home owner only needs a separate end loan like he is buying a new home.

Two Time Close Loan is also applied and approved prior to the initiation of the construction. Additional fees are expected in this type since you will be appraised twice. But under some bright circumstances, Two Time Close Loan may be an excellent choice since most of the government loan programs are not available for construction financing.

The basics about modular home mortgage are now given. It is now your decision to take another step further to build your dream home. We recommend that you call Legendary Homes, Inc. to start realizing your dream home.

“With its superior quality, energy efficiency, strong and budget friendly modular homes, Legendary Homes is one of the trusted modular home builders around Clarklake and Jackson Michigan for over 20 years of experience now. Legendary Homes helps in site location, acquisition of permits, excavation, foundation (including Insulated Pre-Cast Foundations), landscaping, breeze ways and other services needed to complete your home. As a company that prioritizes its customers, Legendary Homes allows you to customize your home. And most importantly, we assist in modular homes financing by working with the top lenders in Michigan.”

It’s amazing news to start building your dream home, right? “We can make your dreams a reality!”

Topic: Modular Home Mortgage

Steps to a Successful Construction Loan for Modular Home

Posted by Legendary Homes on April 20, 2014 in Modular Homes with No Comments Yet

How does one have a construction loan for his modular home? What are the requirements needed to apply for it? What are the steps in a modular home financing?

Home ownership is one of the big decisions a person could make in his life. But paying cash for the construction of your home is overwhelming especially if you are only making minimum monthly wage. Luckily, there are institutions that assists in modular home financing, which could make your dream home become a reality.

To understand how to get a construction loan for a modular home you are dreaming about, you need to know its steps.

Pre- Qualifying Estimate

A modular home loan pre- qualifying stage is a quick process which gives you how much you will be paying and how capable are you to pay. Your budget and your financial history income will be asked in this step of home financing. This does not assure a specific amount for your mortgage. But honest documents and answers guarantee that a pre- qualified estimate is accurate.

Applying for a Construction Loan

The formal application for the construction loan requires check for fees, proposed contract of a modular home plan, recent bank statement, current invoice from employer, and loan statements if you had acquired one prior to applying. It will take days for the bank to verify the information you provided, but it will be faster if you apply to a bank or lenders specializing in modular home loans.

Mortgage Approval

After the thorough evaluation of your application, the bank will issue a formal commitmment letter which states the specific amount of loan they will provide for the construction of your home. The letter also provides restrictions and conditions you need to follow before closing the loan and starting the construction of your home. Specific blueprint or floor plan of your modular home, deed of your building site and the contract with your general contractor will be asked to give the labor costs.

Disbursement Schedule

The approval of the construction loan then lead you to have a disbursement schedule which explains when and how much money will go to each vendor. The payments covers each milestone in the modular home construction, and inspection will be done every after the stages of the building process is completed satisfactorily. The bank will issue a check to you that you will pay to your general contractor.

Mortgage Closing

The loan is closed or settled once the disbursement schedule has been agreed and the bank has given all the conditions and restrictions. This stage is where the final documents of your modular home loan, you will pay closing fees or downpayments and other costs. The closing fees are not the last payment you will be paying in a home loan. More payments will be done when a construction loan is converted into mortgage.

Building the Modular Home

The initiation of your modular home construction is realized when a home owner and the bank have formally agreed and signed the legal loan documents. This stage is also the time where you give scheduled payments that are stated in the disbursement schedule as the construction progresses with each stage. Payments are based on what is stated in the disbursement, which will increase especially when the modules arrive in the project site.

Conversion of Construction Loan to Mortgage

Construction loan will be converted to a mortgage after the construction of your modular home is complete. Transfer fees will need to be paid in this stage. This is also the time when your home is appraised to make sure superior quality of home, all work has been accurately, and no liens are made by the manufacturer.

After these daunting yet beautiful experiences in home building, you now have a high performance and energy sufficient modular home. You are now sitting in your living thinking about what other beautifications will be good to your home. So what about having a good landscape design?

“With its superior quality, energy efficiency, strong and budget friendly modular homes, Legendary Homes is one of the trusted modular home builders around Clarklake and Jackson Michigan for over 20 years of experience now. Legendary Homes helps in site location, acquisition of permits, excavation, foundation (including Insulated Pre-Cast Foundations), landscaping, breeze ways and other services needed to complete your home. As a company that prioritizes its customers, Legendary Homes allows you to customize your home. And most importantly, we assist in modular homes financing by working with the top lenders in Michigan.”

It’s amazing news to start building your dream home, right? “We can make your dreams a reality!”

Topic: Construction Loan

Reasons to Consider Buying a Modular Home

Posted by Legendary Homes on April 19, 2014 in Modular Homes with No Comments Yet

Modular home is one of the different types of prefab home. It is built indoors in a home factory setting and are of superior quality like the conventional homes. It consists of multiple sections called modules, which will later assemble in the project site. Generally, a modular home is completed faster than the traditional home because it is built in a controlled indoor factory.

Modular homes are less expensive, customizable; taxes are lesser and conform to all the building codes of the state. They are also built as strong, solid, better, durable and energy efficient homes. Most home buyers consider modular homes for it’s numerous importance. And here are some of them.

Speed of Modular Home Construction

The nature on how multiple sections of the modular home are built guarantees that it is completed faster than the conventional home. The indoor and controlled environment in the factory makes more and excellent productivity from workers, while adhering to the time frame. Modules are built while on- site construction are also in progress, which cut the overall construction time into half. As a result home owners can move- in immediately into their new.

Good and Affordable Pricing

The good thing about building a modular home is paying a lower price. Its construction cost is lowered because home manufacturers ensure that materials and appliances used are inexpensive while maintaining their high standards. Also manufacturers buy constriction materials in bulk which gives them discounts and this then is channeled to the price of your modular home.

If in any case a potential home buyer wishes to finance the construction of his modular home, most of the companies today are offering assistance to acquire a modular home financing. There are a number of options for financing a modular home construction. Just ask your general contractor about it.

High Quality and Energy Efficient Modular Home

Modular home builders build modular homes following the state and local building codes, that resulted to a high quality and energy efficient home. The materials used especially the foundations are highly insulated. Insulated precast foundations are installed to modular homes making it more energy- conserving and utility cost savvy. High performance modular homes are fire susceptible since most of them are fire tested. They also prevent damage from faulty plumbing systems and electrical systems by installing superior and ENERGY Star labeled materials and appliances.

These reasons on why one should consider a modular home as their abode could lead to an unregretful decision. So when you really are looking to make a big life investment having or owning a modular home is worth a try.
“With its superior quality, energy efficiency, strong and budget friendly modular homes, Legendary Homes is one of the trusted modular home builders around Clarklake and Jackson Michigan for over 20 years of experience now. Legendary Homes helps in site location, acquisition of permits, excavation, foundation (including Insulated Pre-Cast Foundations), landscaping, breeze ways and other services needed to complete your home. As a company that prioritizes its customers, Legendary Homes allows you to customize your home. And most importantly, we assist in modular homes financing by working with the top lenders in Michigan.”

It’s amazing news to start building your dream home, right? “We can make your dreams a reality!”

Topic: Modular Home

Myths and Facts About Modular Homes

Posted by Legendary Homes on April 19, 2014 in Modular Homes with No Comments Yet

Whatever the conflict that materializes between myths and facts about modular homes should be discussed to determine what is right and what is wrong. Myths or misconceptions about the most common prefab home should be busted with the true basis. As a means to educate a potential home owner, students who want to study modular homes and dealers who wish to pass factual information to others, it is just to share what are the common myths about modular homes and the truth about them.

MYTH: Modular homes are not a good investment as the site-built or stick-built homes.

FACT: This is not so. Studies revealed that the determining factor of appreciation is the location and maintenance of both types of homes was their location. Modular homes are now built using advanced technology that performs and conforms to the state building codes, which then give an assurance that it is a good investment.

MYTH: Modular homes are inexpensive because they didn’t meet the same construction standards and pass the same inspections as site-built homes.

FACT: Today modular homes are built to a higher quality than the average site-built home. Many modular homes now use insulated precast foundation than a site-built home. Many of the components used in a modular home are the same as those found in site-built homes. Both modular homes and site-built homes use the same windows, doors, roof truss systems, siding and more.

MYTH: All Modular homes look the same.

TRUTH: Not anymore. Many modular homes are built with customization options added, that make them fit right in the neighborhood they are in. There are hundreds of floor plans available, many types of models such as ranch styles, Cape Cods, and two- story style to keep the design more exquisite than the conventional homes. Modular homes can be customized into the home owner’s liking which realize the picture your dream home.

MYTH: Modular homes don’t provide financing.

FACT: Most modular homes come with financing options. Many home dealers provide assistance to potential owners in getting a construction loan from partners. This loan is provided by banks or lending institutions at a low interest and downpayment program. Asking a home dealer about modular home financing will calm your doubts about not having your dream home built.

MYTH: Insulation in today’s modular home is poor compared to site-built houses.

FACT: Modular homes commonly have insulation with R-values, which makes it have a good insulation. The higher the number, the better the insulation of the modular home. So see to it that a modular home builder provides a high R- value to the foundations of your project.

MYTH: Modular homes are not attractive.

FACT: With the different designs and styles, modular homes are now equipped with its unique beauty. There’s a spacious, stylish and beautiful modular home for every taste, budget and lifestyle. Whatever you want in your home, you can have it in a modular home for customization is one of the benefits of building it.

Whatever false information about modular homes should be clarified for every home owner deserves to have a superior quality home. The next step you need to do is to find a suitable location for your home and to look for an excellent and experienced home builder.

“With its superior quality, energy efficiency, strong and budget friendly modular homes, Legendary Homes is one of the trusted modular home builders around Clarklake and Jackson Michigan for over 20 years of experience now. Legendary Homes helps in site location, acquisition of permits, excavation, foundation (including Insulated Pre-Cast Foundations), landscaping, breeze ways and other services needed to complete your home. As a company that prioritizes its customers, Legendary Homes allows you to customize your home. And most importantly, we assist in modular homes financing by working with the top lenders in Michigan.”

It’s amazing news to start building your dream home, right? “We can make your dreams a reality!”

Topic: Modular Homes

Importance of Electrical Permit and Plumbing Permit to the Modular Home Construction

Posted by Legendary Homes on April 18, 2014 in Modular Homes with No Comments Yet

Modular home construction kicked off when building permit, electrical permit and plumbing permit as well as other permit needed to complete a home was approved by the Bureau of Building Codes of a certain state in America. These permits help in achieving a superior quality and energy efficient home. They also make the building process easier and productive.

Modular Home Construction: Electrical Permit and Plumbing Permit

Among these building permits, there is something riveting about the electrical permit and plumbing permit. They are considered to be the most essential permit when constructing a modular home. To find out why, it is due to discuss the importance of these two valuable kinds of construction permits.

Electrical Permit

Electrical permit is a legal document that allows the safe installation of electrical conductors, wiring and other materials using electricity within or on a public or private infrastructure such as the modular home; connection of electrical products from the home to the electricity supplier and installation of other electricity powered products outside the building. It also covers the evaluation of electrical products if they meet the energy efficient standards set in the building code.

When it comes to modular home construction, electrical permit regulates the process into how electricity-enabled products are installed in the factory and when the modules are glued together in the project site. It checks if the electrical materials and products comply with the standards found in the building code for modular homes. It evaluates whether the workman is licensed to install the electrical products or not.

With the approved electrical permit, there will be a lower incident of electricity-driven accidents during modular home construction. When the home is complete, it will have the proper lighting from the installed energy efficient electrical products and appliances. Post- installation problems, such as faulty electrical wiring and not functioning shutoff valve, will not be experienced by those living in their new home.

Electrical permit is accomplished by the manufacturer, dealer or the general contractor. The role of the homeowner is to check whether this is properly and legally done.

Plumbing Permit

Plumbing is the practice, materials and fixtures used in the installation, maintenance, extension, and alteration of all piping, fixtures, plumbing appliances, and plumbing accessories connected with sanitary drainage; venting systems and public or private water supply systems, within or adjacent to any building or structure. And to see to it that it is properly done in modular home construction, a plumbing permit is issued by the plumbing inspector. A licensed plumbing contractor or a homeowner installing his own plumbing, building sewer, or private sewer are allowed to apply for the plumbing permit.

Having a plumbing permit approved before the initiation of the construction of a modular home is to make sure that the design and installation of plumbing systems, sanitary and storm drainage, sanitary facilities, water supplies, and storm water and sewage disposal performs and conforms to the codes set by state, and local building codes. Without the permit water pipes may be sub-standard and the design of your home’s plumbing system might bring substantial water leakage, which would cause damage to your home foundation. Health hazards brought by unsanitary plumbing facilities may appear when the permit is not accomplished by your manufacturer.

Electrical and plumbing permit have key roles in having an energy efficient, durable and high performance modular home. Ask your modular home builder, dealer or general contractor about the permits and they will gladly answer you.

“With its superior quality, energy efficiency, strong and budget friendly modular homes, Legendary Homes is one of the trusted modular home builders around Clarklake and Jackson Michigan for over 20 years of experience now. Legendary Homes helps in site location, acquisition of permits, excavation, foundation (including Insulated Pre-Cast Foundations), landscaping, breeze ways and other services needed to complete your home. As a company that prioritizes its customers, Legendary Homes allows you to customize your home. And most importantly, we assist in modular homes financing by working with the top lenders in Michigan.”

It’s amazing news to start building your dream home, right? “We can make your dreams a reality!”

Topic: Modular Home Construction

Types of Construction Permits to Start a Modular Home Construction

Posted by Legendary Homes on April 18, 2014 in Modular Homes with No Comments Yet

Building a modular home in Michigan requires patience, and lots of work. It would need you to check on what type of style you want or suits your budget and family size. It would break your neck looking for the best home builder. And also it would make you wary about the building permits and other permits needed to start the construction of your home.

Types of Construction Permits for Modular Home

In Michigan, aside from the main building permit, there are at least permits needed to commence the building process of a modular home. And it would be helpful for home buyers if they understand each of the permits for modular home construction.

Electrical Permit

Electrical permit covers installations of electric conductors and equipment within or on public and private buildings and structures, installations of conductors that connect to the supply of electricity, and installations of other outside conductors on the premises.

Due to changes in the electrical code enforcement that may be conducted by either the state, county or local unit of government, it is suggested the applicant review the statewide jurisdiction list prior to applying for an electrical permit. An electrical permit application must be submitted to the appropriate enforcing agency.

Plumbing Permit

To control the design and installation of plumbing systems, including sanitary and storm drainage, sanitary facilities, water supplies, and storm water and sewage disposal in buildings, the plumbing permit must be approved prior to the commencement of the construction of a modular home.

Plumbing work shall not be started until a permit for such work has been issued by the appropriate enforcing agency.

Driveway Permit

The requirements for a driveway permit may vary depending on your area. The road commission will likely need a certificate of liability insurance from the excavator doing the work. It would be best if you check out the specific requirements that your county has for this type of permit to be sure of what you really need.

Zoning Permit

Some areas also require zoning permits. For this, you will need to simply fill out an application form and submit the site plan of your modular home construction project. Usually they will also ask you to provide them with accurate information regarding where your house will be situated on your property and want it staked out. A copy of the survey of the property may also be asked.

Soil Erosion and Sedimentation Control Permit or Waiver

A permit is required when any activity within 500 feet of a lake, stream or conduit or involving 1 acre or more of land. If less than an acre or more than 500 feet from water then a waiver is required.

Each construction permits should be approved prior to the start of the building process or installation of materials. This action will guarantee that there no future dilemma will suffice the building of the modular home in Michigan.

“With its superior quality, energy efficiency, strong and budget friendly modular homes, Legendary Homes is one of the trusted modular home builders around Clarklake and Jackson Michigan for over 20 years of experience now. Legendary Homes helps in site location, acquisition of permits, excavation, foundation (including Insulated Pre-Cast Foundations), landscaping, breeze ways and other services needed to complete your home. As a company that prioritizes its customers, Legendary Homes allows you to customize your home. And most importantly, we assist in modular homes financing by working with the top lenders in Michigan.”

It’s amazing news to start building your dream home, right? “We can make your dreams a reality!”

Topic: Modular Home

Requirements To Get A Building Permit for A Modular Home in Michigan

Posted by Legendary Homes on April 17, 2014 in Modular Homes with No Comments Yet

How to get a building permit for a modular home in Michigan? What are the requirements for a home building permit? Are all modular home building permits in the US the same?

Before the modular home team could start constructing your dream home; they need to secure a building permit. A building permit or construction permit is a license to perform new construction, making additions to pre- existing building, and major building renovations. Fines and penalties are given to those who fail to acquire one before the execution of the construction process.

Documents Needed for Modular Home Building Permit

Each state has declared its requirements to get a building permit for modular homes. In Michigan, manufacturers, home dealers and builders need to submit certain documents prior to construction of your home. A modular home manufacturer is required to hand over the plans for a modular home to the Department of Licensing and Regulatory Affairs – Bureau of Codes for approval before making the modules. Modular units should be checked and evaluated by a representative of the agency.

Modular home builders in Michigan must have a residential builder’s license from the Department of Licensing and Regulatory Affairs – Builders Board. If a builder does not have this license, home manufacturers cannot work their role. Manufacturers need a home builder’s residential builder license to start the building process of a modular home.

Sales tax license is also needed to get a building permit for constructing a modular home in Michigan. Then when your manufacturer, dealer and builder have submitted all these requirements, they should wait for four to six weeks to know if the permit is approved. A personalized sales tax and schedule of payment will be mailed to them. After which, the construction process of modular home will begin.

Additional permits for modular home in Michigan are electrical permit and plumbing permit. All materials to be used should perform and adheres to the state codes; and should be checked and approved by the electrical and plumbing before installation.

These permits are your manufacturer, home dealer and builder’s work. You are just evaluating if the permits are done properly to avoid problems when your modular home is being constructed. A home buyer should also see to it that building permits are legal and valid.

“With its superior quality, energy efficiency, strong and budget friendly modular homes, Legendary Homes is one of the trusted modular home builders around Clarklake and Jackson Michigan for over 20 years of experience now. Legendary Homes helps in site location, acquisition of permits, excavation, foundation (including Insulated Pre-Cast Foundations), landscaping, breeze ways and other services needed to complete your home. As a company that prioritizes its customers, Legendary Homes allows you to customize your home. And most importantly, we assist in modular homes financing by working with the top lenders in Michigan.”

It’s amazing news to start building your dream home, right? “We can make your dreams a reality!”

Topic: Modular Home in Michigan

Building Permit for Manufactured Home in Michigan

Posted by Legendary Homes on April 17, 2014 in Modular Homes with No Comments Yet

Manufactured home in Michigan are built in compliance to the building codes set by the US Department of Housing and Urban Development. This federal code ensures that contractors, dealers and home builders will give a high quality home to potential home owners. But what are the requirements needed to get a building permit for manufactured homes in Michigan?

Three Types of Building Permit License for Manufactured Home in Michigan

There are three licenses to build that should be accomplished by the manufactured home contractor, home dealer and home builder in Michigan. The first license is the Installer License that is required by the Department of Licensing and Regulatory Affairs- Bureau of Codes, Building Division to general contractors or installers of manufactured home units. Before getting the license, a 12- hours of department approved installation programs shall be completed by the installers. The installer will not work until license is not given to him.

The second building license to acquire in Michigan is the manufactured home retailer license, which mandates the selling, leasing or renting as well as exchanging of manufactured homes. Pre- application requirements include sales tax number, surety bond, and consumer deposits. The application for this license will be submitted to the Manufactured Housing Commission and will be deliberated for approval in the scheduled meeting.

The manufactured home community license will be the other building license to secure in Michigan. This license gives you the right to have Mobile Home Park, seasonal mobile home park, or campground for seasonal mobile homes. The Bureau of Codes, Building Division will approve the application once they have inspected the site, and everything that is needed to build a superior quality manufactured home.

Specifications of Manufactured Home in Michigan to Get a Building Permit

The construction of manufactured home in Michigan must comply to the state codes which states certain provisions on the roof load requirements, foundation and home additions such as garages or driveways. The roof load requirement in the southern part of Michigan should withstand at least 20 pounds per foot, and 30 pounds per foot in the northern part of the state. This roof load requirement is to overcome the accumulation of snow during winter. Permanent foundation should be installed and is expected to be 50 feet away from the road. As for home additions especially the driveways, it should be 10 feet wide with two parking spaces.

The state of Michigan also mandates that each manufactured home should have its own electricity utility box with weatherproof meter, and accessible circuit breaker. All manufactured homes in Michigan shall have their own gas regulator and meter with shutoff valve, which shall not be installed underneath the home. Utilities and appliances that uses gas must conform with the federal safety standards for gas-operated systems.

Installation and delivery of manufactured home to the owner is also regulated in Michigan. Manufacturers should deliver the home with a detailed and specific instruction that lay out all the installation steps. State law also requires that the manufactured home shall have an anchor system attached to its underframe system. Skirting, which is made of an external building, is also required by most municipalities from the manufactured homes.

One of the trusted builder of manufactured home in Michigan who comply the building permits prior to the construction, is Legendary Homes. Their services are also focused on site location, and getting of building permits.

“With its superior quality, energy efficiency, strong and budget friendly modular homes, Legendary Homes is one of the trusted modular home builders around Clarklake and Jackson Michigan for over 20 years of experience now. Legendary Homes helps in site location, acquisition of permits, excavation, foundation (including Insulated Pre-Cast Foundations), landscaping, breeze ways and other services needed to complete your home. As a company that prioritizes its customers, Legendary Homes allows you to customize your home. And most importantly, we assist in modular homes financing by working with the top lenders in Michigan.”

It’s amazing news to start building your dream home, right? “We can make your dreams a reality!”

Topic: Manufactured Home in Michigan

Insulated Precast Foundation: Wall Panels

Posted by Legendary Homes on April 16, 2014 in Insulated Pre-Cast Foundations with No Comments Yet

Insulated precast foundation holds the home to be sturdy and strong. Insulated wall panels are among the ingredients of an energy efficient modular home. They are installed to provide long term cost effective solution and to save for future utility cost.

To further understand the insulated wall panels, here are its five advantages;

Insulated Precast Foundation Flexible Designs

Insulated precast foundation can be installed vertically or diagonally. There are different color choices for two varying profiles. There are also paint finishes that fit both the interior and exterior features of the walls.

Reduced Construction Time of Insulated Precast Foundation

Prefab homes are made faster because the insulated precast foundations are pre- finished and are efficiently installed through an advance construction technique. This will then result to absence of delays brought by curing times and multi- product combinations.

Energy Efficient Insulated Precast Foundation

Insulated precast foundations are made from recyclable materials, which leads to a good effect to the environment. These foundations are also installed to control and minimize energy consumption during different seasons, thereby lowering utility costs while protecting the climate inside the home. Because of its insulation properties, there is reduced heat loss during winter and minimal heat gain in summer.

Excellent Performance

Insulated precast foundation withstands the effect of earthquakes and cyclones because most produce minimal lateral loading when the said natural phenomena occur. There is an equal distribution of loads in insulated walls and roofing which gives protection from damage. Insulated foundations have protection from falling objects because of the significant degree of flexure in the panel and the steel skin.

Additionally, insulated precast foundation is able to withstand fire. Home builders and contractors see to it that the insulated panels are fire rated as a requirement for the global insurer’s code.

Cost Effective Insulated Precast Foundation

As mentioned in the energy efficient benefit of insulated prefab foundation, its insulation properties helps in reducing utility costs. Moreover, these insulated foundations, walls and roof panels, have lower maintenance costs as they are built with high durability. They have self- supporting property that carries both the load- bearing and non- load bearing applications.

Insulated precast foundation is one of the things home buyers should check when searching for a home builder, especially near Jackson, Michigan. It is noted that experienced home builders will install insulated walls and roof panels to ensure energy efficiency in the home.
“With its superior quality, energy efficiency, strong and budget friendly modular homes, Legendary Homes is one of the trusted modular home builders around Clarklake and Jackson Michigan for over 20 years of experience now. Legendary Homes helps in site location, acquisition of permits, excavation, foundation (including Insulated Pre-Cast Foundations), landscaping, breeze ways and other services needed to complete your home. As a company that prioritizes its customers, Legendary Homes allows you to customize your home. And most importantly, we assist in modular homes financing by working with the top lenders in Michigan.”

It’s amazing news to start building your dream home, right? “We can make your dreams a reality!”

Topic: Insulated Precast Foundation

How the Insulated Concrete Form Is Built

Posted by Legendary Homes on April 16, 2014 in Insulated Pre-Cast Foundations with No Comments Yet

Insulated Concrete Form or ICF is a system of formwork for reinforced concrete that stays in place as a permanent interior and exterior substrate for walls, floors, and roofs. It is now used for commercial and high performance residential construction as new building codes are adopted by most home builders. It usually consists of a molded expanded polysterene (EPS) shell, which are bonded together with concrete to form a solid foundation. Unlike the conventional insulated masonry wall, insulated concrete form has about R – 25 insulation values that gives prevents heat loss during winter and heat gain during summer.

Construction Process of Insulated Concrete Form

Building insulated concrete form is less daunting because of its modularity. To see how insulated concrete form wall is made, let us discuss the building process.

Insulated concrete form makes solid and sturdy, energy efficient and extremely durable walls. The insulated concrete walls are made from 15% concrete which is composed of Portland cement, thereby making it super strong. Some manufacturers use fly ash as an alternative for Portland cement nowadays.

Insulated walls are constructed from the corners to the middle to form one row at a time. To minimize waste, the end blocks are cut to fit the planned dimension. Blocks are staggered as the wall rises to avoid weak polysterene formwork due to long vertical seams. Bucks or structure frames are put around the openings to make attachment points for windows and doors and also to boost the opening’s strength.

Depending on what type of insulated concrete form, the interior and exterior finishes and facades are affixed directly to the tie- ends. The surfaces of the interior insulated concrete form polysterene wall must be covered with a drywall panel or other wall coatings to prevent it from being wet. But for the first month after the completion of the house, interior humidity is common since the concrete cures and can damage the drywall. To resolve the interior humidity, general contractors used small residential humidifiers or building’s air conditioning.

The exterior foam insulation of a modular home should not be easily damaged by groundwater leakage, insects or rodents. And to answer this issue, manufacturers make insecticide- treated foam blocks and install drainage sheeting, drain tiles and waterproofing techniques to eliminate water inside the home.

The construction of insulated concrete form is not insensitive to the price of materials and labor. Initial costs may be higher than the conventional home building process. Generally, the cost of making an insulated concrete can add 3-5 % of overall construction.

To learn more about the insulated concrete form, visit Legendary Homes. They will answer your questions.

“With its superior quality, energy efficiency, strong and budget friendly modular homes, Legendary Homes is one of the trusted modular home builders around Clarklake and Jackson Michigan for over 20 years of experience now. Legendary Homes helps in site location, acquisition of permits, excavation, foundation (including Insulated Pre-Cast Foundations), landscaping, breeze ways and other services needed to complete your home. As a company that prioritizes its customers, Legendary Homes allows you to customize your home. And most importantly, we assist in modular homes financing by working with the top lenders in Michigan.”

It’s amazing news to start building your dream home, right? “We can make your dreams a reality!”

Topic: Insulated Concrete Form

Hours

Mon through Fri 9:30 am to 5 pm and Saturdays 10 am to 2 pm.

We are available other times by appointment

Please call, text or email Todd to set up a time to meet 517-206-2435

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Legendary Homes Inc
10197 S Meridian Rd US 127
Clarklake, Mi 49234
(517)206-2435
http://LegendaryHomesInc.com
Todd_Rutledge@LegendaryHomesInc.com

Located in Jackson County Michigan

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Hours

Mon through Fri 9:30 am to 5 pm and Saturdays 10 am to 2 pm.

We are available other times by appointment

Please call, text or email Todd to set up a time to meet 517-206-2435

Legendary Marketing Group http://LegendaryMarketingGroup.com

Basics of Modular Home Mortgage

Topic: Modular Home Mortgage

Pre- Qualifying Estimate

Applying for a Construction Loan

Mortgage Approval

Disbursement Schedule

Mortgage Closing

Building the Modular Home

Conversion of Construction Loan to Mortgage

Topic: Construction Loan

Speed of Modular Home Construction

Good and Affordable Pricing

High Quality and Energy Efficient Modular Home

Topic: Modular Home

MYTH: Modular homes are not a good investment as the site-built or stick-built homes.

MYTH: Modular homes are inexpensive because they didn’t meet the same construction standards and pass the same inspections as site-built homes.

MYTH: All Modular homes look the same.

MYTH: Modular homes don’t provide financing.

MYTH: Insulation in today’s modular home is poor compared to site-built houses.

MYTH: Modular homes are not attractive.

Topic: Modular Homes

Modular Home Construction: Electrical Permit and Plumbing Permit

Topic: Modular Home Construction

Types of Construction Permits for Modular Home

Topic: Modular Home

Documents Needed for Modular Home Building Permit

Topic: Modular Home in Michigan

Three Types of Building Permit License for Manufactured Home in Michigan

Specifications of Manufactured Home in Michigan to Get a Building Permit

Topic: Manufactured Home in Michigan

Insulated Precast Foundation Flexible Designs

Reduced Construction Time of Insulated Precast Foundation

Energy Efficient Insulated Precast Foundation

Excellent Performance

Cost Effective Insulated Precast Foundation

Topic: Insulated Precast Foundation

Construction Process of Insulated Concrete Form

Topic: Insulated Concrete Form

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